Refinancing

There are so many great options out there why stick to one? Let us compare you’re current loan with the best on the market!

Hand inserting a coin into a blue piggy bank for savings and money management.

Compare low rates and cashback offers

With over 60 lenders to choose from, our free home loan check will ensure you’re getting the best option to save you money and achieve your goals. Plus, you could get up to $3,000 cashback on upon refinancing with selected lenders if you meet their eligibility criteria.

There is plenty to discuss, such as getting you the lowest interest rate, consolidating your finances, or accessing available equity. 

Optimum finance has you covered. Get in touch so we can do our research and discuss the best way for you to achieve financial freedom.

Some reasons you may want to refinance

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Low Interest rates

Banks are constantly updating their interest rates. Let us make them compete for your business. We go in and negotiate the lowest rate on your behalf so you can pay off your loan sooner

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Consolidating debts

We can pay off you’re other debts such as credit cards and personal loans which may have a high interest rate and add them to your loan, putting more money in your pocket each month

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cashout

Been wanting a new car? Maybe renovating your house? We can look to access some of your equity and making it available for whatever your needs might be. 

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Bank features

Some banks offer cashback rewards just for switching to them. You may also want to add an offset account or redraw. Lets discuss your goals and find the rite loan for you